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Car Guide

July 24, 2018 0

Family Fleet Insurance

If you have more than one vehicle within your household, whether this…

3 Most Expensive Cars

July 10, 2018 0

The 3 Most Expensive Cars in the World

During the last few decades, cars have been appreciated even more with…

Repairing Your Car

July 10, 2018 0

Repairing Your Car’s Upholstery, Yourself

Has your car suffered damage? Perhaps you've had your car for a…

EXPENSIVE SUPERCARS

July 10, 2018 0

MOST EXPENSIVE SUPERCARS IN THE WORLD TODAY

Cars have evolved from being just a mode of transport. It has…

Car Guide

July 24, 2018 0

Family Fleet Insurance

If you have more than one vehicle within your household, whether this…

3 Most Expensive Cars

July 10, 2018 0

The 3 Most Expensive Cars in the World

During the last few decades, cars have been appreciated even more with…

Repairing Your Car

July 10, 2018 0

Repairing Your Car’s Upholstery, Yourself

Has your car suffered damage? Perhaps you've had your car for a…

If you have more than one vehicle within your household, whether this be cars, vans, motorcycles or even a luxury motorhome for your weekend travels, you may be considered as running a fleet of vehicles. Insuring all these vehicles under separate policies can prove to be extremely pricey, as well as confusing! It would make more sense to insure the vehicles under one policy. Good news, family fleet or multi-car insurance does exactly this, helping you cut your costs and giving you the ability to manage each car easily.

Keep it in the family

So, what is family fleet insurance? It works the same as standard insurance cover, however you take out just one policy for your family which will cover several vehicles. As you are insuring multiple cars, your insurance provider may even include a discount on your premium, and this could be up to around 20% off what you would have otherwise spent, had you insured your vehicles under separate policies. Discounts will vary according to your insurer, so it is a good idea to do some research and comparisons to get the best price available.

Numbers Count

Typically, between two and five vehicles will be covered under a family – fleet or multi-car policy. However, it is important to note, that the more vehicles on a policy, the higher your discount. The vehicles under the policy will need to be registered to the same address, but the good news is they can include all vehicles within your family, apart from a commercial or company vehicle.

Flexibility

One positive of having a family-fleet insurance policy, is that the cover provided can be very flexible. To give you an example, if you regularly travel abroad in one vehicle, but not another, you can opt to cover just the one vehicle for travelling abroad. If you have several vehicles with different values, ensuring them under one level of cover may not be cost effective. With a family-fleet insurance policy, you can choose to opt for third party fire and theft for a car with little value, and comprehensive cover for a car that is more expensive. You will also be given the ability to apply different excesses to different vehicles.

Drivers

Any named driver can be covered under a family-fleet insurance policy and the good new is, drivers do not need to be family members. If a family member lives at a different address, perhaps a child that is away studying at college or university, some insurance companies will allow them to be added to the policy. When it comes to no claims bonuses, named drivers on the policy are usually allowed to accumulate their own no claims, enabling them to acquire a no claims discount to use in the future when taking out their own separate policy.

Points to Consider

Although there are many benefits of a family-fleet or multi-car insurance policy, it is worth noting that some insurance providers aren’t keen on adding young or new drivers to the policy. This is because they carry a higher risk as they are less experiences drivers. You should check with your insurance provider the minimum age before taking out any policies. Although most insurance providers allow names drivers to build up a no claims bonus, it is worth checking the small print, as it might mean you have to stick with the same insurer to benefit from any no claims discounts you have achieved.

The 3 Most Expensive Cars in the World

July 10, 2018August 19, 2020

During the last few decades, cars have been appreciated even more with the passing of time and the innovation that is technology. Ever since the age of technology exploded, cars have become more intricate and above all else, appealing to the customer that’s looking to buy it.

Well, we all can’t afford the latest Lamborghini or McLaren, in fact, not to even mention the Bugatti, Bentley or Tesla, some people can afford it and easily spend their money on one, or several, of these lux cars.

Whether you’re a professional driver, is blessed with an abundance of wealth or just like the idea of learning about cars, the following will most definitely interest you.

Even though their price tags are excessive, one look and feel in these babies will make that number seem entirely irrelevant.

With a broad measurement spectrum, this list was compiled mainly based on the car’s worth and sales statistics. Without further ado, the following cars are considered to be the most expensive and luxurious cars in the world.

The Top 3 Most Expensive Cars

McLaren P1LM

At the beautiful price of $3.7 million, the P1 LM is considered to be the most expensive automobile and supercar in the world. Although not entirely designed by McLaren itself, the brand did play a significant role in the visioned of what they wanted the car to be.

Described as a definite work of art, stealth and power, as an upgrade from the P1. which was exclusively designed by the brand, it was rebuilt by Lanzante Motorsports, which claimed the title of creating the most expensive car in the world.

Although much related to the original P1, which was an F1 road car, the P1 LM has some unique features of its own, which includes a 3.8-litre twin-turbo V-S, gold-plated engine, three electric motors aligned between the rear car wheels and the engine, as well as up to a 1000 horsepower.

One thing’s for sure. The McLaren P1 LM is considered worth its price tag.

Lykan HyperSport

Coming in at number two as the second most expensive car in the world at $3.4 million is the Lykan HyperSport. This exclusive car is the first Arab supercar and is one that is not as known as its competitors. Nevertheless, it’s a machine of a car and it any supercar-enthusiasts dream come true.

As the first car to have its headlights embedded with many jewels, you wouldn’t want to forget where you parked this one. It also has titanium LED blades with approximately 420 15-karat diamonds inside.

Don’t have a thing for diamonds? No fret. You can choose from a variety of jewels such as rubies, yellow diamonds, white diamonds, as well as perfectly blue sapphire. With a total of 780 horsepower and a 2.8-second pause from 0 to 62 mph, the specs of this one speak for itself.

Lamborghini Veneno Roadster

Fancy a spaceship? We’re joking, it not a spacecraft, but it might as well be and it’s all due to the power of what $3.3 million can buy you. The Veneno Roadster is Lamborghini’s most expensive and impressive car yet.

As a two-open seater car, a monoque that is lifted from an LP700-4 Aventador that is made from carbon-fibre and 740 horsepower, this is one incredible looking car. It also has a 6.5-litre V-12 and a 7-speed single-clutch with an ISR automated manual transmission.

With its accurate suspension and a full-wheel drive system, when it comes to speed and looking, rather fly on the road, the Lambo has everything you want on lockdown.

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